Work out how much to save, what you can borrow, your stamp duty and what your repayments will look like, all inside one easy app built for first-time buyers.
Tax shouldn’t be a surprise on settlement day. Property Folio AI estimates your upfront stamp duty based on your state, property type and any first-home buyer concessions you may be eligible for. Skip the complex tax rules and get a clear estimate you can plan your budget around.
Many first-home buyers forget to factor in property tax until it is too late. Property Folio AI uses your state, property type and purchase type to estimate your upfront costs, including any first home buyer concessions you may be eligible for. Treat it as an indicative estimate and confirm final amounts with your state revenue office or conveyancer.
Take control of your property hunt. Input your current income and regular living expenses, and Property Folio AI will estimate your potential borrowing range based on the information you provide. Skip the guesswork and get a clearer view of what you may be able to borrow.
By analyzing your income and bills, Property Folio AI estimates an indicative borrowing range based on the information you provide. Actual borrowing capacity is subject to each lender’s criteria and assessment. Get the baseline data you need to shop confidently before starting formal applications.
Test your real budget limitations before signing any paperwork. Flexibly adjust your target loan amount, interest rate, and term lengths to estimate what your repayments could be each month. Property Folio AI helps you check that your next home fits within your budget.
Map out your future expenses with zero guesswork. Tweak your loan size, rates, and timelines to see your estimated monthly commitments. Property Folio AI helps you check whether a mortgage looks affordable for your budget before you make a commitment.
Shave years off your mortgage with simple budgeting tweaks. Use Property Folio AI to model different payment scenarios and see how small extra contributions could reduce your long-term interest and loan term. It is the ultimate tool to maintain financial control long after you move in.
Small additions to your regular mortgage payment can cut years off your debt timeline. Property Folio AI lets you test custom payment schedules so you can visualise your estimated total interest savings. Take charge of your financial freedom from day one.
Deposit, stamp duty, borrowing power and repayments — what Property Folio AI can help you work out before you buy.
It depends on the property price, the loan amount and your lender’s requirements. Property Folio AI helps you set a deposit target and track your savings towards it, so you can see how close you are to buying.
Yes. Property Folio AI estimates your upfront stamp duty based on your state, the property type and any first home buyer concessions you may be eligible for. Treat it as an estimate and confirm the final amount with your state revenue office or conveyancer.
Enter your income and regular living expenses, and Property Folio AI estimates a potential borrowing range based on the information you provide. It is a guide to help you plan, not a loan pre-approval.
Yes. Adjust the loan amount, interest rate and loan term to see estimated monthly repayments and check whether a mortgage fits your budget before you commit.
Small extra repayments can reduce the total interest you pay and shorten your loan term. Property Folio AI lets you model different repayment scenarios so you can see the potential savings.
You can try every feature free for 30 days. After the trial, one plan covers everything for $19 AUD + GST per month or $199 AUD + GST per year, and you can cancel anytime.
No. Property Folio AI provides general information and estimates based on the details you enter. Speak with a licensed mortgage broker, lender or financial adviser before making a borrowing or buying decision.
Property Insights
Disclaimer: All calculators and figures in Property Folio AI are estimates only, based on the information you provide, and are general information — not financial, tax or credit advice. Stamp duty, borrowing capacity and repayments are subject to government rules and lender criteria. Please confirm with a licensed mortgage broker, conveyancer or financial adviser before making decisions.
